Last Updated: May 1, 2023
Welcome to Riaccramin Financial Services.
These Terms of Service ("Terms") govern your access to and use of the Riaccramin Financial Services website, products, and services ("Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our Services.
Please read these Terms carefully, as they contain important information about your legal rights, remedies, and obligations. By accessing or using our Services, you are entering into a legal contract with Riaccramin Financial Services, a company registered in England and Wales.
Throughout these Terms, the following definitions apply:
We reserve the right to modify these Terms at any time in our sole discretion. When we make changes, we will update the "Last Updated" date at the top of these Terms and post the modified Terms on our website. We will also notify you of material changes by email or through a notification on our website. Your continued use of our Services after any such changes constitutes your acceptance of the new Terms.
You must be at least 18 years old and have the legal capacity to enter into a binding contract to use our Services. If you are accessing or using our Services on behalf of a business or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.
Our Services are intended for users in the United Kingdom. By using our Services, you represent and warrant that you meet all eligibility requirements.
Some of our Services may require you to create an account. When you register for an account, you agree to provide accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to:
We reserve the right to disable any user account if, in our opinion, you have violated any provision of these Terms.
You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:
Our Services and its Content, features, and functionality are owned by Riaccramin Financial, our licensors, or other providers and are protected by UK and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
These Terms do not grant you any right, title, or interest in our Services or Content, other than the limited right to use our Services in accordance with these Terms. All rights not expressly granted to you are reserved by Riaccramin Financial and our licensors.
The Riaccramin Financial name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Riaccramin Financial or its affiliates or licensors. You must not use such marks without our prior written permission.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for your personal, non-commercial use.
Our Services may allow you to submit or upload User Content. You retain ownership rights in your User Content. However, by submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content in connection with the operation and provision of our Services.
You represent and warrant that:
We may remove any User Content that violates these Terms or that we find objectionable for any reason.
Our Services may contain links to third-party websites, resources, or services. These links are provided for your convenience only. We have no control over the contents of those sites or resources, and we accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any third-party websites linked to our Services, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
10.1 Information Only: The Content provided on our website is for general information purposes only and should not be considered as financial advice. We do not guarantee the accuracy, completeness, or usefulness of this information, and any reliance you place on such information is strictly at your own risk.
10.2 Professional Financial Services: Any financial planning, investment management, or other professional services we provide are subject to separate service agreements. The terms of such agreements will govern the services provided, and in the event of any conflict between these Terms and such service agreements, the terms of the service agreements will prevail.
10.3 Regulatory Status: Riaccramin Financial Services is authorised and regulated by the Financial Conduct Authority (FCA). Nothing in these Terms restricts or excludes our duties and liabilities to you under the Financial Services and Markets Act 2000, any rules or regulations made under it, or the FCA Handbook.
10.4 No Guarantee of Results: Past performance is not a reliable indicator of future results. The value of investments and the income derived from them can go down as well as up, and you may not get back the full amount you invested. Rates of exchange may cause the value of investments to go up or down.
Your use of our Services is at your sole risk. Our Services are provided on an "AS IS" and "AS AVAILABLE" basis without any warranty of any kind, either express or implied.
To the maximum extent permitted by applicable law, Riaccramin Financial expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that our Services will meet your requirements, be available on an uninterrupted, secure, or error-free basis, or that defects will be corrected.
To the fullest extent permitted by applicable law, in no event will Riaccramin Financial, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, our Services, any websites linked to it, any content on our website or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.
The foregoing does not affect any liability which cannot be excluded or limited under applicable law, including liability for death or personal injury caused by our negligence or the negligence of our employees, agents, or subcontractors; for fraud or fraudulent misrepresentation; or for any matter in respect of which it would be unlawful for us to exclude or restrict liability.
You agree to defend, indemnify, and hold harmless Riaccramin Financial, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our Services, including, but not limited to, your User Content, any use of our Content, services, and products other than as expressly authorized in these Terms.
These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.
You agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation (including non-contractual disputes or claims).
If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of these Terms will continue in full force and effect.
No waiver by Riaccramin Financial of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Riaccramin Financial to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
These Terms, together with our Privacy Policy and any other legal notices published by us on our Services, shall constitute the entire agreement between you and Riaccramin Financial concerning the Services.
If you have any questions about these Terms, please contact us at:
Riaccramin Financial Services
123 Financial Street, Canary Wharf
London, E14 5AB
United Kingdom
Email: [email protected]
Phone: +44 20 7123 8403